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    Topstep – Complete Details

    Trading challenge rules and pricing checked October 27, 2026

    The Futures Desk Acquired by Topstep (April 2026)

    The Futures Desk has merged into Topstep. Existing TFD evaluation accounts remain active and funded account provisioning continues under the same rules. TFD is no longer accepting new signups, account purchases, or evaluation resets. Active subscriptions without a linked trading account will be auto-canceled before their next renewal date. Support remains available at support@thefuturesdesk.com during the integration.

    Trustpilot Rating
    3.6/5 (13,282+ reviews)
    Type
    Futures Only
    Challenge Type
    1-Step (Trading Combine)
    Profit Split
    90%

    Profit Split Policy (Updated January 2026)

    New Traders (Joined on or after January 12, 2026)

    All payouts are subject to a 90/10 profit split:

    Traders receive 90% of approved payouts
    Topstep retains 10% of the requested payout

    This profit split applies to all payouts and is calculated per trader, not per account.

    Existing Traders (Joined before January 12, 2026)

    Will continue to receive the prior policy:

    90/10 for new traders; only new-dashboard joiners before January 12, 2026 retain 100% of their first $10,000 lifetime profits
    Current split: 90% to trader, 10% to Topstep

    Split applies across all accounts per trader (combined total).

    TopstepX Platform – Proprietary Trading Technology

    As of July 7, 2025, all NEW Trading Combines must be purchased on TopstepX, Topstep's proprietary platform featuring built-in TradingView charts, The Tiltβ„’ Indicator, commission-free trading, and advanced risk management tools. Legacy platforms still available for existing accounts only.

    Commission-free trading on TopstepX
    Built-in TradingView charts
    The Tiltβ„’ Indicator included

    Key Perks & Features

    Commission-free trading on TopstepX
    Built-in TradingView charts
    The Tilt Indicator for risk management
    90% profit split (10% to Topstep)
    Existing traders: 100% of first $10K, then 90%
    Maximum number of XFAs: Not confirmed
    No DLL by default on new TopstepX Combines; optional DLL pauses the session
    EOD trailing MLL; real-time monitoring includes unrealized P&L
    Minimum 2 trading days to pass
    No time limit to complete evaluation
    CME data fees covered in Live Funded (as of July 2025)
    Path to Live Funded after 5 payouts
    Reset fee equals the path's published base monthly price before the DLL monthly reduction; one reset credit on monthly rebill. No otherwise-free resets.

    Responsible Trading DLL options

    Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation. Both payout paths remain limited to 50% of balance per request. No MINX code or affiliate discount.

    PlanDLL optionMonthly without / with DLLSelected monthlyActivationResetSelected XFA caps: Standard / Consistency
    $50K Standard$49 / $49$49/month$149$49$2,000 / $3,000 β€” base caps
    $100K Standard$99 / $99$99/month$149$99$3,000 / $4,000 β€” base caps
    $150K Standard$199 / $199$199/month$149$199$5,000 / $6,000 β€” base caps
    $50K No Activation Fee$95 / $85$95/month$0$95$2,000 / $3,000 β€” base caps
    $100K No Activation Fee$149 / $129$149/month$0$149$3,000 / $4,000 β€” base caps
    $150K No Activation Fee$229 / $199$229/month$0$229$5,000 / $6,000 β€” base caps

    Activation and published reset fees are unchanged by this Combine add-on. Standard monthly prices are unchanged. No Activation Fee monthly prices fall by $10/$20/$30. DLL pauses the session after liquidation; it is an objective, not a rule violation.

    Complete Account Specifications (October 27, 2026)

    Official verified specifications β€’ 1-Step Trading Combine challenge

    Account SizeProfit TargetMax Loss LimitMax ContractsMonthly FeeReset Fee
    $50,000$3,000 (6.0%)$2,000 EOD Trailing5 std / 50 micro$49/month$49
    $100,000
    Popular
    $6,000 (6.0%)$3,000 EOD Trailing10 std / 100 micro$99/month$99
    $150,000$9,000 (6.0%)$4,500 EOD Trailing15 std / 150 micro$199/month$199
    $50,000 No Activation Fee$3,000$2,000 EOD Trailing5 std / 50 micro$95/month$95
    $100,000 No Activation Fee$6,000$3,000 EOD Trailing10 std / 100 micro$149/month$149
    $150,000 No Activation Fee$9,000$4,500 EOD Trailing15 std / 150 micro$229/month$229

    Trading Days Required: Minimum 2 days, No maximum

    No rush – take your time to demonstrate consistent profitability

    Express Funded Activation: Standard $149 one-time per XFA; No Activation Fee $0. Purchase paths cannot be changed. Optional DLL reduces No Activation Fee monthly prices by $10/$20/$30 for 50K/100K/150K.

    The $149 activation applies to each Standard-path XFA after passing; No Activation Fee plans pay $0.

    Trading Rules – Trading Combine (Evaluation)

    Challenge Type
    1-Step Trading Combine
    Profit Target
    6% of account size ($3,000–$9,000)
    Drawdown Type
    EOD trailing balance; never moves down; monitored in real time including unrealized P&L. Combine locks at starting balance.
    Daily Loss Limit
    No DLL by default on new TopstepX Combines since August 25, 2024. Optional $1K/$2K/$3K objective liquidates and pauses the session, not a rule violation.
    55% Combine consistency target
    Best single day below 55% of the profit target
    Minimum Trading Days
    2 days
    Maximum Trading Days
    Unlimited
    Contract Limits
    5/10/15 standard (50/100/150 micro)
    News Trading
    Not confirmed
    Overnight Holding
    Not confirmed; weekend holding also Not confirmed

    Payout Rules

    Express Funded Account

    Activation: Standard $149 per XFA; No Activation Fee $0
    Standard Path: 5 non-consecutive $150+ net-P&L winning days; caps $2K/$3K/$5K by size, at most 50% balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.
    Consistency Path: 3 trading days with a trade each, largest day at most 40% of total net profit; caps $3K/$4K/$6K by size, also at most 50% of balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.
    Min Payout: $250
    Profit Split: 90% (or 100% of first $10K for pre-Jan 2026 traders)

    Live Funded Account

    No monthly fees
    Daily payouts after 30 non-consecutive $150+ winning days in the LFA; XFA days do not count
    100% balance withdrawals available
    Dynamic limits grow with balance
    Path: After 5 total payouts from Express Funded

    Account Progression Path

    Three-tier system: Trading Combine β†’ Express Funded β†’ Live Funded

    1Trading Combine

    Goal: Hit profit target (6%)

    Monthly Fee: Standard $49/$99/$199; No Activation Fee $95/$149/$229

    Min Days: 2 trading days

    Rules: No default DLL on new TopstepX Combines; optional DLL pauses the session. EOD trailing MLL, 55% Combine consistency target.

    2Express Funded (2 Plans)

    Activation: Standard $149 per XFA; No Activation Fee $0

    Standard Path: 5 non-consecutive $150+ winning days; caps $2K/$3K/$5K by size, at most 50% balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.

    Consistency Path: 3 trading days with one trade each, 40% target; $3K/$4K/$6K size-specific caps and at most 50% balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.

    Call-up: After 5 total payouts β†’ Live

    3Live Funded

    No Monthly Fees: Free trading

    Daily Payouts: After 30 non-consecutive $150+ LFA winning days; XFA days excluded; once per day, $125 minimum, no dollar cap

    Access: 100% balance withdrawals

    Dynamic Limits: Grow with balance

    Trading Instruments

    Futures Only β€’ CME, NYMEX, COMEX, CBOT exchanges

    CME (Chicago Mercantile Exchange)

    β€’ E-mini S&P 500 (ES, MES)

    β€’ NASDAQ 100 (NQ, MNQ)

    β€’ Russell 2000 (RTY, M2K)

    β€’ Nikkei 225 (NKD)

    β€’ Foreign Exchange: 6A, 6B, 6C, 6E, 6J, 6S, E7

    β€’ Livestock: HE, LE

    NYMEX (New York Mercantile Exchange)

    β€’ Crude Oil (CL, QM)

    β€’ Natural Gas (NG, QG)

    COMEX

    β€’ Gold

    β€’ Silver

    CBOT (Chicago Board of Trade)

    β€’ Treasury Futures

    β€’ Agricultural Products

    Note: Topstep is exclusively a futures prop firm. No Stocks, Options, Forex, or CFDs available.

    Trading Platforms & Data (October 27, 2026 Update)

    IMPORTANT: TopstepX mandatory for all new accounts since July 7, 2025

    TopstepX (MANDATORY for New Accounts)

    Proprietary platform with built-in TradingView charts
    The Tiltβ„’ Indicator for risk management
    Commission-free trading
    Advanced risk management tools

    As of July 7, 2025: All NEW Trading Combines must use TopstepX

    As of August 1, 2025: All resets must be done on TopstepX

    Legacy Platforms (Existing Accounts Only - No New Purchases)

    β€’ NinjaTrader 8β€’ TradingView (via Tradovate)β€’ Tradovateβ€’ Sierra Chartβ€’ T4β€’ ATAS (Order Flow)β€’ Jigsawβ€’ R|Trader Proβ€’ VolFixβ€’ MultiChartsβ€’ MotiveWaveβ€’ Bookmap X-RAYβ€’ Trade Navigatorβ€’ Investor/RT

    Platform Compatibility

    New accounts: TopstepX. Other platform availability: Not confirmed.

    Mobile: Tradovate, T4, RTrader Pro, VolFix, MotiveWave

    Windows: All platforms

    Data Providers & Fees

    Providers: Rithmic, CQG, TopstepX Proprietary Feed, Wealthcharts

    Trading Combine & Express Funded: Level 1 data included

    Live Funded: Topstep covers CME data fees (as of July 22, 2025)

    Additional Exchanges: NYMEX, COMEX, CBOT require separate subscriptions

    Level 2 Data: $39/month (optional)

    Trading Combine Rules (1-Step Challenge)

    Hit Profit Target
    $3K, $6K, or $9K depending on account size
    Minimum 2 Trading Days
    No maximum – take your time
    Daily Loss Limit (Objective Only)
    Optional $1K/$2K/$3K objective: liquidates and pauses the session, not a rule violation. No DLL by default on new TopstepX Combines.
    Maximum Loss Limit (CRITICAL RULE)
    $2K, $3K, or $4.5K – violation = account loss
    55% Combine consistency target
    Best single day below 55% of profit target
    Position Limits
    5, 10, or 15 contracts max (50, 100, 150 micros)

    Express Funded & Live Funded Account Rules

    Express Funded Account Rules (2 Plans Available)

    Activation Fee: Standard $149 one-time per XFA; No Activation Fee $0
    Daily Loss Limit: New TopstepX Combines since August 25, 2024 have none by default; optional $1K/$2K/$3K objective liquidates and pauses trading for the session, not a rule violation
    Max Loss Limit: 50K XFA starts at -$2,000, locks at $0 when balance reaches $2,000; MLL is set to $0 after first payout
    Call-up to Live: After 5 total payouts
    Standard Path: 5 non-consecutive $150+ winning days; $2K/$3K/$5K size-specific caps and at most 50% balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.
    Consistency Path: 3 trading days with one trade each and largest day at most 40% net profit; $3K/$4K/$6K size-specific caps and at most 50% balance. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.
    Note: Plan choice is permanent per account

    Live Funded Account Rules

    No Monthly Fees: Free trading forever
    Dynamic Limits: Grow with balance
    Max Loss: $0 (cannot go below zero)
    Live Funded: No dollar payout cap; starting DLL $2K/$3K/$4.5K by size
    After 30 LFA Winning Days: Non-consecutive $150+ days unlock daily payouts; XFA days excluded
    Full Access: 100% balance withdrawals, $125 minimum

    Back2Funded Feature (New - September 3, 2025)

    For Express Funded Accounts lost due to rule violations:

    Back2Funded reactivation: 50K $599, 100K $699, 150K $829
    Adding a DLL takes $50 off Back2Funded reactivation
    Keeps same account size and payout policy
    Only available on TopstepX with new dashboard

    Payout Structure (October 27, 2026)

    Profit Split

    Legacy exception only: New-dashboard joiners before January 12, 2026 keep 100% of their first $10,000 lifetime profits
    New traders: 90% to trader, 10% to Topstep

    Split applies across all accounts per trader

    Express Funded Payouts

    Eligibility: Standard 5 non-consecutive $150+ net-P&L winning days; Consistency 3 trading days with at least one trade each, largest day no more than 40% of net profit. Both require positive net profit since last payout; first payout exempt.
    Amount: At most 50% balance. Standard caps $2K/$3K/$5K; Consistency caps $3K/$4K/$6K by size. Limited-time offer: doubled payout caps apply only to new Trading Combine purchases with DLL added at checkout during the offer, not earlier or at XFA activation.
    Reset: Winning days reset after each payout
    Call-up: After 5 total payouts β†’ Live Funded

    Live Funded Payouts

    Live Funded: No dollar payout cap
    After 30 LFA Winning Days: Daily payouts unlocked after non-consecutive $150+ days; XFA days do not count
    Full Access: 100% balance withdrawals available
    Minimum: $125 per payout, once per day

    Payout Processing Time

    β€’ Prop-to-Brokerage: US, same day by 12 PM CT, no fee

    β€’ Other method-specific processing times: Not confirmed

    Payment & Withdrawal Methods

    Payment Methods (Subscriptions & Fees)

    Visa, Mastercard, Amex, Discover
    Google Wallet
    Apple Pay
    No PayPal

    Withdrawal Methods (Payouts)

    Wise: China, Canada, UK; no Topstep fee
    ACH: US, $30; Aeropay: US banks, no Topstep fee
    Wire/SWIFT: international, $30
    Prop-to-Brokerage: US, same day by 12 PM CT, no fee

    Company Information (October 27, 2026)

    About Topstep

    Founded: Established futures prop trading firm

    Trustpilot: 4.3/5 rating with 11,339+ reviews

    Specialization: Futures trading only

    Innovation: TopstepX proprietary platform (launched 2025)

    Recent Platform Changes

    July 7, 2025: TopstepX becomes mandatory for all new Trading Combines

    July 22, 2025: Topstep now covers CME data fees for Live Funded accounts

    August 1, 2025: All resets must be done on TopstepX only

    September 3, 2025: Back2Funded feature launched

    Status: All systems operational as of October 27, 2026

    90/10 for new traders β€’ TopstepX β€’ XFA payouts subject to path, size and balance limits

    Information may change at any time without notice. Please check the prop firm official website for the most current details.

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